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Welcome.
Thanks for
visiting to learn more about AmericasBank - our history, our mission,
our people, and our philosophy.
AmericasBank
was formed in 1996 by group of business people seeking to fill the
void left by the mergers and acquisitions that had rocked Baltimore's
banking industry. While several venerable local institutions remain,
many of Baltimore's largest have been merged out of existence, forever
severing the strong ties that existed between those banks and their
customers.
AmericasBank
was founded on the premise that bigger is not better for everyone.
The efficiencies and convenience of today’s larger banks are typically
outweighed by the frustrations of dealing with these large bureaucratic
and impersonal corporations. The personal service and relationship
banking advertised by these larger banks can rarely be found in their
branches or customer service operations.
We
believe that these larger banks have commoditized their approach to
this segment of the market and that this mass market approach does
not allow these larger banks the ability to provide personal contact
and service. In addition, credit decisions at many of these larger
banks are made out of state by individuals who have not had contact
with the customers and this has resulted in a lack of customer
service and a discomfort level that key decisions are being made by
individuals they have never met.
We
believe that the small business, lower end middle market commercial
businesses and high net worth individuals are frustrated by this
trend and the inability to deal directly with a knowledgeable bank
executive that understands their financial needs and can deliver
customized solutions.
While AmericasBank
gives special attention to the overlooked small business market,
we have by no means abandoned the consumer market. We realize that
technology has successfully replaced much of the personal interaction
in retail banking. Yet AmericasBank is more than happy to provide
personalized, customized and simplified banking to anyone who values
human interaction and a personal relationship with their bankers.
At AmericasBank,
we’re creating a place where pride, integrity, and experience
come together to save you time and money. So at the end of the day,
you can rest assured that your bank and banker are on your side
in these increasingly competitive and uncertain financial times.
Sincerely,
A. Gary Rever
President/CEO
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