A. GARY REVER, President/Chief Executive Officer
Mr. Rever is the President and Chief Executive Officer and the Chief Financial Officer of AmericasBank and AmericasBank Corp.  He has served as President and Chief Executive Officer since May 2, 2008 and has served as Chief Financial Officer for AmericasBank since August 4, 2003 and for AmericasBank Corp. since November 13, 2003.  He was also an Executive Vice President of AmericasBank from August 4, 2003 until May 2, 2008 and of AmericasBank Corp. from November 13, 2003 until May 2, 2008.  Prior to joining AmericasBank, from August 2000 to August 2003, Mr. Rever was the Chief Financial Officer of Avatech Solutions, Inc., a public company that provides design automation and data management solutions for the manufacturing, building design, engineering and infrastructure and facilities management markets.  From 1991 to May 1995, Mr. Rever was the Chief Financial Officer of the Towson, Maryland based Bank of Maryland.  In that position, Mr. Rever was responsible for all staff functions including operations, human resources, facilities and branch administration.  Mr. Rever retained his responsibilities at Bank of Maryland following its sale to Mason-Dixon Bancshares, Inc. in May 1995, and in 1998, consolidated the operating functions of Mason-Dixon’s subsidiary banks into Mason-Dixon Business Services, LLC, a service corporation formed to eliminate redundancies and reduce costs.  Mr. Rever became President of the service corporation and served in that position through Mason-Dixon’s acquisition by BB&T Corporation in July 1999 and until June 2000.  From July 1999 until June 2000, Mr. Rever worked to facilitate Mason-Dixon’s operations into BB&T Corporation.  Mr. Rever is a Certified Public Accountant. He is a native of Baltimore and lives in Timonium, MD with his wife and two children.

JOHN D. MUNCKS, Executive Vice President and Senior Lending Officer
John Muncks is Executive Vice President and the Chief Lending Officer of AmericasBank.  He has over 20 years of banking experience in the Baltimore and Washington, DC metropolitan areas specializing in commercial transactions.  Prior to joining AmericasBank on July 28, 2003, Mr. Muncks was a principal of Sign Effects, Inc., an electronic sign business, from November 2000 until its sale in February 2003.  From 1991 until 1998, Mr. Muncks served as an Executive Vice President for Signet Bank – Maryland working in both senior lending and credit capacities.  Mr. Muncks was retired from 1998 until November 2000. He is active in the community and is a Presbyterian Church Elder. He and his wife have one son. John loves sports of all kinds and is an avid boater.

Ellen R. Fish, Senior Vice President, Director of Community Banking
Ellen Fish has served as President, Towson Community Bank, a division of AmericasBank, since May 21, 2008.  Prior to joining AmericasBank, Ms. Fish had served as a Senior Vice President for Provident Bank of Maryland since August 1997.  During this period, she held management positions for small business banking, middle market banking, Provident Lease Corp and private banking.  From 1991 until joining Provident Bank, Ms. Fish served as a Senior Vice President and manager of Real Estate and Commercial Lending for Bank of Maryland.  Ms. Fish has over 23 years banking experience having started her career at Equitable Bank in Asset Based Lending.  She and her husband and two children reside in Lutherville, MD. 

Business is complex.
Banking shouldn't be.

Paperwork is the enemy.

Bureaucracy costs time. Time is money.

Relationships matter.

Waiting is unacceptable.

Decisions needed.
Decision-makers wanted.